How we are paid
We are fee-based financial advisers. This means we provide you with a costing for our services in much the same way as other professional services you might employ.
The amount we charge depends on a number of different factors such as the amount of time it will take to assess your circumstances and make our recommendations, and the amount of research involved. The complexity of the area in which you’re seeking our advice will influence these factors. Please get in touch with us if you’d like to discuss your needs in more detail.
In every case we will be completely upfront about our fees and we will provide a detailed quotation in writing before undertaking any work for you, to ensure that you are comfortable and in complete agreement before we proceed. You will not be surprised by any unexpected bills and we will explain the costs of any financial products in full.
It is possible for our fees to be covered by way of integrating them into the charging structure of a financial product, in the form of a management fee. However, this option can only be considered at a time when the use of a financial product is deemed suitable for your needs, and it must be in accordance with your instructions.
If this option is not available to you, then our fees would need to be settled by way of an invoice, which would be sent to you after the completion of our work. And regardless of the advice we give you, you can always choose to pay for our advice in this manner rather than as part of your investments, if you prefer.