Planning for your retirement
The largest proportion of enquiries we receive is from those seeking our advice in relation to retirement. You may be planning for your retirement or you may have retired already, and need our advice to help you structure your pensions and savings.
At TRPP we are retirement experts, and specialise in advising on a range of pension schemes, like company pensions, personal pensions, final salary schemes and Self Invested Personal Pensions (SIPPs). You may also wish to use your investments or property to fund your retirement. We understand that retirement is a significant and unique event in your life; a time when you want the savings you’ve made through your working life to give you the best possible life as a retiree.
The rules surrounding pensions can be complex, and what’s right for you as an individual can vary greatly to somebody else. If it’s appropriate, we can provide advice on consolidating or transferring your retirement savings in order to:
- deliver better value
- improve your options or
- give you more flexibility
We can also ensure you preserve any valuable benefits that you may be entitled to, like guaranteed income or extra tax-free cash.
April 2015 saw the introduction of greater freedom around how you can take income from your pension, but making the wrong choice could result in you paying significantly more tax than you need to. We can make sure your income is sustainable and tax-efficient so that when you enter retirement you can relax and enjoy your new lifestyle.